These last few weeks, we concentrated on frugal tips for around the house. This week, we are going to talk about ways to save money in another area of your life--your health. Good health leads to a happy, fulfilling life. But it is also expensive for those without health insurance, or with little coverage. So wherever you can save money is helpful.
1. You can work out at home for free. But if you want to join a health club, look for one that has per-visit plans. Even with the best intentions, you don't always go as often as you'd like.
2. Just because you don't have a membership at a warehouse club, doesn't mean you can't get your prescriptions filled there at the lowest cost. Federal law mandates that consumers can buy prescriptions from any pharmacy.
3. Get a 30-day supply of a generic drug for $4 at participating pharmacies. Check with your local Walmart, Sam's Club, Kroger and Target.
4. Whitening strips are often too large for your teeth. Cut them in half for double the uses.
5. Those on Medicare or over 65 have additional savings--no copays on some wellness checks, low cost eye exams and discounts on prescription drugs through Part D.
6. Even a high-priced insurance plan costs less than a visit to the hospital.
7. Join a discount club for dental care if you don't have coverage through your employer.
8. Get regular check-ups. Discovering a problem early on will keep you healthier, and keep health costs down.